Show your team spirit and local pride, plus earn reward points with the official Blue Wahoos MasterCard!

Unlock the possibilities with a low rate of 3.99% APR* on all balance transfers, cash advances or purchases made between 11/1/15 and 2/29/16 on a new or existing Pen Air credit card. Apply today!

Blue Wahoos MasterCard Credit Card Benefits

  • Annual Percentage Rate as low as 8.90% on Platinum Rewards card.
  • Purchases and cash advances receive the same low rate! Access instant cash up to your available credit line at the same low rate you receive for credit card purchases. Conveniently withdraw money from any ATM displaying the MasterCard logo.
  • No Annual Fees or Balance Transfer Fees. Balances are transferred, at no charge, up to your available credit line.
  • Earn CURewards® on each purchase made - one point for every dollar spent.

Non-members may apply for a Pen Air MasterCard credit card, but before the card can be issued, the borrower must join the Credit Union.

You may apply online for a MasterCard credit card, apply at any location or contact Pen Air at 850.505.3200.

*ATM withdrawals and cash advances do not qualify for rewards incentives.

Please Note: A credit card may not be issued to a consumer younger than age 21 unless the written application includes (1) an individual cosigner age 21 or older; or, (2) consumer submission of financial information indicating an independent means of repaying any credit card obtained.


© 2015 Pen Air Federal Credit Union. * APR = Annual Percentage Rate. 3.99% APR available for balance transfers, cash advances or purchases made between 11/1/15 and 2/29/16 on a new or existing Pen Air credit cards. The 3.99% APR balance transfer rate is good through the December 2016 billing period as long as your account remains in good standing. After the December 2016 billing statement period, unpaid balances revert to your standard APR which ranges from 8.90% to 17.90% APR. Your standard APR may vary with the market and is based on the Wall Street Journal Prime Rate. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate will default to your Penalty APR. Cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions may apply.

External Link Disclosure

By accessing this link, you will be leaving the Credit Union's web site and entering a web site hosted by another party. Although the Credit Union has approved this as a reliable site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union's web site. The other party is solely responsible for the content of its web site. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.

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Please note - use of this email submission screen or the link on this page is via regular email which is not a secure communication method. We recommend you do not send confidential information (including account numbers or other confidential information) by regular email. If you have any specific questions that require you provide such information, please call us or use our secure email by signing up for Online Banking.

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